What is Gusto and How Does it Work?

Whether you’re a contractor, freelancer, or small business owner, Gusto provides an easy-to-use payroll and HR solution for your small business. They offer payroll services, health benefits administration, and retirement plan administration for employers. The service is available in 37 states and the District of Columbia. In addition to payroll services, Gusto offers a number of employee benefits such as medical, dental, vision, and life insurance. They also provide health savings accounts, flexible spending accounts, and 529 college savings plans.

What is Gusto and How Does it Work

Gusto was founded in 2012 in Palo Alto, California. The founders worked together, and they wanted to create a payroll system that was easy to use. This software was created to simplify the complex processes involved with running a business.

Gusto is available in 37 states and the District of Colombia, with plans to expand coverage to other states. The service is offered on a month-to-month basis, with no contract required. The price depends on what services you need. There are three plans: Core, Complete, and Concierge. The Core plan is the most popular. It includes basic onboarding tools, and can be scaled up or down as you grow your business. The Complete plan is a good choice if you need additional staff support. This plan typically comes with a priority phone line. If you don’t need a phone line, you can choose the Concierge plan, which features a dedicated team of HR experts to help with the setup process and answer questions.

If you need help with the setup process, Gusto offers live customer support from 7 am to 4 pm Pacific time, Monday to Friday. You can contact them through the website, chat, or phone. Gusto also maintains a YouTube channel with walkthrough videos. They also offer a free demo.

Gusto has offices in New York City and Denver. It also has a list of investors, including celebrities. You can use the help center to find answers to questions, get a free demo, and get support. The service is designed for small businesses, and the platform is cloud-based.

Gusto offers a prepaid debit card that can be added to your employee’s accounts on payday. Rather than mailing paper checks, Gusto automatically loads the funds onto the card. You can also track employee hours and make payments to contractors through Gusto. They also offer a high-yield savings account, which allows employees to earn more money. Employees can also contribute to nonprofit organizations directly from their paychecks.

Gusto can also help you set up and manage retirement plans, as well as workers’ compensation plans. They can also help you set up health benefits, commuter benefits, and custom benefits. They can also manage your time off requests. The company can also be integrated with accounting software. You can choose between a manual or automated payroll plan, or downgrade a plan as your business needs change.

Gusto provides a user-friendly dashboard that makes the payroll setup process easy. They also offer a 12-step checklist to help you get started.